ON THE ROLE OF CREDIT RISKS IN RATIONALIZING ADMINISTRATIVE DECISIONS: FRESH EVIDENCE FROM IRAQI BANKS

Abstract

The research aims to identify and measure indicators of credit risk in banks by analyzing criteria and indicators for measuring bank credit risk and developing a proposed approach that identifies indicators for measuring bank credit risk, and applying the proposed approach to actual credit cases to deepen understanding of the dimensions of the problem and its solutions, for helping economic units in take management decisions as well as stabilizing banking conditions and preserving deposits. After conducting a field survey of a group of Iraqi companies with the aim of identifying the sample that suffers from the research problem at hand, the Iraqi banks were chosen as a sample for the current study. The search is done studying and analyzing bank credit risks can help provide appropriate information to rationalize administrative decisions.

Key words: credit risks, administrative decisions, Iraqi banks. JEL Classification: